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FDIC Call Report Analysis

Which Wisconsin Banks Are Actually Growing Their CRE Book — And Who To Call

101 institutions qualified in Wisconsin: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in Wisconsin

10 of 76 Wisconsin-headquartered institutions.

#InstitutionCRE bookContact
1Associated Bank, National Association
Green Bay · FDIC Cert #5296
$9.02bnContact available
2Nicolet National Bank
Green Bay · FDIC Cert #57038
$3.22bnContact available
3Johnson Bank
Racine · FDIC Cert #20296
$2.03bnNo contact yet
4First Business Bank
Madison · FDIC Cert #15229
$1.65bnContact available
5Bank First, N.A.
Manitowoc · FDIC Cert #5304
$1.40bnContact available
6One Community Bank
Oregon · FDIC Cert #22334
$1.32bnContact available
7Lake Ridge Bank
Middleton · FDIC Cert #15091
$1.16bnNo contact yet
8WaterStone Bank, SSB
Wauwatosa · FDIC Cert #28513
$1.07bnNo contact yet
9North Shore Bank
Brookfield · FDIC Cert #28679
$929mContact available
10National Exchange Bank and Trust
Fond Du Lac · FDIC Cert #10044
$790mContact available

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1State Bank of the Lakes, National Association
Antioch · FDIC Cert #5744
+29.2% +$81mContact available
2CIBC Bank USA
Chicago · FDIC Cert #33306
+22.2% +$2.55bnContact available
3First American Bank
Elk Grove Village · FDIC Cert #3657
+20.5% +$188mNo contact yet
4Prevail Bank
Medford · FDIC Cert #29294
+14.9% +$42mContact available
5Bank of Wisconsin Dells
Wisconsin Dells · FDIC Cert #15136
+14.6% +$69mContact available
6North Shore Bank
Brookfield · FDIC Cert #28679
+13.2% +$109mContact available
7Starion Bank
Bismarck · FDIC Cert #33758
+12.8% +$53mNo contact yet
8Bank Cmg
Madison · FDIC Cert #11623
+10.5% +$31mNo contact yet
9First Business Bank
Madison · FDIC Cert #15229
+9.2% +$139mContact available
10BMO Bank National Association
Chicago · FDIC Cert #16571
+8.9% +$1.69bnContact available

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Wells Fargo Bank, National Association
Sioux Falls · FDIC Cert #3511
$103.80bnContact available
2U.S. Bank National Association
Cincinnati · FDIC Cert #6548
$41.71bnContact available
3PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
4Flagstar Bank, National Association
Hicksville · FDIC Cert #32541
$32.76bnContact available
5The Huntington National Bank
Columbus · FDIC Cert #6560
$24.60bnContact available
6First-Citizens Bank & Trust Company
Raleigh · FDIC Cert #11063
$21.97bnContact available
7BMO Bank National Association
Chicago · FDIC Cert #16571
$20.67bnContact available
8Old National Bank
Evansville · FDIC Cert #3832
$17.06bnContact available
9CIBC Bank USA
Chicago · FDIC Cert #33306
$13.99bnContact available
10UMB Bank, National Association
Kansas City · FDIC Cert #8273
$10.71bnContact available
11Associated Bank, National Association
Green Bay · FDIC Cert #5296
$9.02bnContact available
12The Northern Trust Company
Chicago · FDIC Cert #913
$5.39bnContact available
13Nicolet National Bank
Green Bay · FDIC Cert #57038
$3.22bnContact available
14First Mid Bank & Trust, National Association
Mattoon · FDIC Cert #3705
$2.84bnContact available
15Johnson Bank
Racine · FDIC Cert #20296
$2.03bnNo contact yet
16Byline Bank
Chicago · FDIC Cert #20624
$1.76bnContact available
17First Business Bank
Madison · FDIC Cert #15229
$1.65bnContact available
18Bank First, N.A.
Manitowoc · FDIC Cert #5304
$1.40bnContact available
19Alerus Financial, National Association
Grand Forks · FDIC Cert #3931
$1.37bnContact available
20One Community Bank
Oregon · FDIC Cert #22334
$1.32bnContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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