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FDIC Call Report Analysis

Which New Hampshire Banks Are Actually Growing Their CRE Book — And Who To Call

28 institutions qualified in New Hampshire: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in New Hampshire

8 of 8 New Hampshire-headquartered institutions.

#InstitutionCRE bookContact
1Bank of New England
Salem · FDIC Cert #24540
$1.35bnContact available
2Bank of New Hampshire
Laconia · FDIC Cert #18012
$1.31bnContact available
3Mascoma Bank
Lebanon · FDIC Cert #18013
$803mContact available
4Franklin Savings Bank
Franklin · FDIC Cert #17951
$332mContact available
5Primary Bank
Bedford · FDIC Cert #59086
$327mContact available
6Merrimack County Savings Bank
Concord · FDIC Cert #17960
$232mNo contact yet
7Meredith Village Savings Bank
Meredith · FDIC Cert #17180
$195mContact available
8Salem Co-operative Bank
Salem · FDIC Cert #27824
$100mContact available

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1Kennebunk Savings Bank
Kennebunk · FDIC Cert #13063
+19.4% +$154mContact available
2Primary Bank
Bedford · FDIC Cert #59086
+18.9% +$52mContact available
3Norway Savings Bank
Norway · FDIC Cert #17658
+17.8% +$85mContact available
4Franklin Savings Bank
Franklin · FDIC Cert #17951
+15.7% +$45mContact available
5The Lowell Five Cent Savings Bank
Tewksbury · FDIC Cert #90227
+10.8% +$84mContact available
6Pentucket Bank
Haverhill · FDIC Cert #90208
+10.3% +$28mContact available
7Mascoma Bank
Lebanon · FDIC Cert #18013
+7.5% +$56mContact available
8Bangor Savings Bank
Bangor · FDIC Cert #18408
+6.3% +$93mContact available
9Bank of New Hampshire
Laconia · FDIC Cert #18012
+6.1% +$75mContact available
10Bar Harbor Bank & Trust
Bar Harbor · FDIC Cert #11971
+5.3% +$82mContact available

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
2Manufacturers and Traders Trust Company
Buffalo · FDIC Cert #588
$24.11bnContact available
3TD Bank, National Association
Wilmington · FDIC Cert #18409
$23.57bnContact available
4Citizens Bank, National Association
Providence · FDIC Cert #57957
$22.95bnContact available
5Santander Bank, N.A.
Wilmington · FDIC Cert #29950
$16.18bnContact available
6Eastern Bank
Boston · FDIC Cert #32773
$8.30bnContact available
7NBT Bank, National Association
Norwich · FDIC Cert #7230
$3.70bnContact available
8The Camden National Bank
Camden · FDIC Cert #4255
$1.73bnContact available
9Bar Harbor Bank & Trust
Bar Harbor · FDIC Cert #11971
$1.71bnContact available
10Bangor Savings Bank
Bangor · FDIC Cert #18408
$1.56bnContact available
11Bank of New England
Salem · FDIC Cert #24540
$1.35bnContact available
12Bank of New Hampshire
Laconia · FDIC Cert #18012
$1.31bnContact available
13Kennebunk Savings Bank
Kennebunk · FDIC Cert #13063
$947mContact available
14The Lowell Five Cent Savings Bank
Tewksbury · FDIC Cert #90227
$858mContact available
15Mascoma Bank
Lebanon · FDIC Cert #18013
$803mContact available
16Norway Savings Bank
Norway · FDIC Cert #17658
$564mContact available
17Newburyport Five Cents Savings Bank
Newburyport · FDIC Cert #90251
$505mContact available
18Union Bank
Morrisville · FDIC Cert #14158
$470mContact available
19Franklin Savings Bank
Franklin · FDIC Cert #17951
$332mContact available
20Primary Bank
Bedford · FDIC Cert #59086
$327mContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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