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FDIC Call Report Analysis

Which Ohio Banks Are Actually Growing Their CRE Book — And Who To Call

70 institutions qualified in Ohio: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in Ohio

10 of 42 Ohio-headquartered institutions.

#InstitutionCRE bookContact
1U.S. Bank National Association
Cincinnati · FDIC Cert #6548
$41.71bnContact available
2The Huntington National Bank
Columbus · FDIC Cert #6560
$24.60bnContact available
3Fifth Third Bank, National Association
Cincinnati · FDIC Cert #6672
$21.58bnContact available
4KeyBank National Association
Cleveland · FDIC Cert #17534
$14.14bnContact available
5First Financial Bank
Cincinnati · FDIC Cert #6600
$3.90bnContact available
6The Park National Bank
Newark · FDIC Cert #6653
$2.81bnContact available
7Peoples Bank
Marietta · FDIC Cert #6544
$1.72bnNo contact yet
8Civista Bank
Sandusky · FDIC Cert #12982
$1.50bnContact available
9The Farmers National Bank of Canfield
Canfield · FDIC Cert #6540
$1.43bnNo contact yet
10NATIONAL COOPERATIVE BANK, N.A.
Hillsboro · FDIC Cert #32612
$1.29bnNo contact yet

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1The Croghan Colonial Bank
Fremont · FDIC Cert #13341
+47.9% +$173mContact available
2The Ohio Valley Bank Company
Gallipolis · FDIC Cert #384
+22.8% +$73mContact available
3The Union Bank Company
Columbus Grove · FDIC Cert #12969
+17.1% +$51mContact available
4CFBank, National Association
Columbus · FDIC Cert #28263
+17.0% +$109mNo contact yet
5The State Bank and Trust Company
Defiance · FDIC Cert #13339
+16.8% +$57mContact available
6The Park National Bank
Newark · FDIC Cert #6653
+11.2% +$220mContact available
7Dollar Bank, Federal Savings Bank
Pittsburgh · FDIC Cert #32245
+10.0% +$225mContact available
8NATIONAL COOPERATIVE BANK, N.A.
Hillsboro · FDIC Cert #32612
+9.8% +$115mNo contact yet
9Stock Yards Bank & Trust Company
Louisville · FDIC Cert #258
+8.6% +$226mContact available
10Signature Bank, National Association
Toledo · FDIC Cert #57269
+7.4% +$23mContact available

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
2U.S. Bank National Association
Cincinnati · FDIC Cert #6548
$41.71bnContact available
3PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
4Truist Bank
Charlotte · FDIC Cert #9846
$33.24bnContact available
5Flagstar Bank, National Association
Hicksville · FDIC Cert #32541
$32.76bnContact available
6The Huntington National Bank
Columbus · FDIC Cert #6560
$24.60bnContact available
7Citizens Bank, National Association
Providence · FDIC Cert #57957
$22.95bnContact available
8Fifth Third Bank, National Association
Cincinnati · FDIC Cert #6672
$21.58bnContact available
9KeyBank National Association
Cleveland · FDIC Cert #17534
$14.14bnContact available
10United Bank
Fairfax · FDIC Cert #22858
$12.03bnContact available
11First National Bank of Pennsylvania
Greenville · FDIC Cert #7888
$8.71bnContact available
12WesBanco Bank, Inc.
Wheeling · FDIC Cert #803
$7.73bnContact available
13The Northern Trust Company
Chicago · FDIC Cert #913
$5.39bnContact available
14First Merchants Bank
Muncie · FDIC Cert #4365
$4.15bnContact available
15First Financial Bank
Cincinnati · FDIC Cert #6600
$3.90bnContact available
16S&T Bank
Indiana · FDIC Cert #11124
$3.62bnContact available
17Stock Yards Bank & Trust Company
Louisville · FDIC Cert #258
$2.84bnContact available
18First Commonwealth Bank
Indiana · FDIC Cert #7468
$2.83bnContact available
19The Park National Bank
Newark · FDIC Cert #6653
$2.81bnContact available
20Dollar Bank, Federal Savings Bank
Pittsburgh · FDIC Cert #32245
$2.48bnContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: BNY Mellon, National Association (FDIC Cert #7946); JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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