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FDIC Call Report Analysis

Which Mississippi Banks Are Actually Growing Their CRE Book — And Who To Call

40 institutions qualified in Mississippi: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in Mississippi

10 of 24 Mississippi-headquartered institutions.

#InstitutionCRE bookContact
1Renasant Bank
Tupelo · FDIC Cert #12437
$8.13bnContact available
2Hancock Whitney Bank
Gulfport · FDIC Cert #12441
$5.96bnContact available
3Trustmark Bank
Jackson · FDIC Cert #4988
$5.05bnContact available
4BankPlus
Belzoni · FDIC Cert #5903
$2.08bnContact available
5Community Bank of Mississippi
Flowood · FDIC Cert #8879
$938mNo contact yet
6Guaranty Bank and Trust Company
Belzoni · FDIC Cert #15953
$839mNo contact yet
7BankFirst Financial Services
Columbus · FDIC Cert #8870
$768mContact available
8Planters Bank & Trust Company
Indianola · FDIC Cert #8235
$754mContact available
9The Citizens National Bank of Meridian
Meridian · FDIC Cert #4993
$572mContact available
10PriorityOne Bank
Magee · FDIC Cert #21906
$417mContact available

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1Hancock Whitney Bank
Gulfport · FDIC Cert #12441
+15.8% +$814mContact available
2Southern Bancorp Bank
Arkadelphia · FDIC Cert #1528
+14.4% +$76mContact available
3PriorityOne Bank
Magee · FDIC Cert #21906
+13.0% +$48mContact available
4First Financial Bank
El Dorado · FDIC Cert #28905
+12.9% +$33mNo contact yet
5The Citizens National Bank of Meridian
Meridian · FDIC Cert #4993
+11.7% +$60mContact available
6Regions Bank
Birmingham · FDIC Cert #12368
+9.0% +$902mContact available
7Story Financial Partners (Story Bank)
Jackson · FDIC Cert #57069
+8.5% +$22mContact available
8Origin Bank
Choudrant · FDIC Cert #12614
+8.3% +$213mContact available
9Guaranty Bank and Trust Company
Belzoni · FDIC Cert #15953
+8.2% +$61mNo contact yet
10Community Bank of Mississippi
Flowood · FDIC Cert #8879
+7.8% +$68mNo contact yet

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Wells Fargo Bank, National Association
Sioux Falls · FDIC Cert #3511
$103.80bnContact available
2Truist Bank
Charlotte · FDIC Cert #9846
$33.24bnContact available
3First Horizon Bank
Memphis · FDIC Cert #4977
$13.73bnContact available
4Regions Bank
Birmingham · FDIC Cert #12368
$10.87bnContact available
5Renasant Bank
Tupelo · FDIC Cert #12437
$8.13bnContact available
6Hancock Whitney Bank
Gulfport · FDIC Cert #12441
$5.96bnContact available
7Trustmark Bank
Jackson · FDIC Cert #4988
$5.05bnContact available
8Origin Bank
Choudrant · FDIC Cert #12614
$2.77bnContact available
9BankPlus
Belzoni · FDIC Cert #5903
$2.08bnContact available
10Woodforest National Bank
The Woodlands · FDIC Cert #23220
$2.08bnContact available
11Home Bank, National Association
Lafayette · FDIC Cert #28094
$955mContact available
12Community Bank of Mississippi
Flowood · FDIC Cert #8879
$938mNo contact yet
13Guaranty Bank and Trust Company
Belzoni · FDIC Cert #15953
$839mNo contact yet
14BankFirst Financial Services
Columbus · FDIC Cert #8870
$768mContact available
15Planters Bank & Trust Company
Indianola · FDIC Cert #8235
$754mContact available
16CB&S Bank, Inc.
Russellville · FDIC Cert #15310
$675mContact available
17Southern Bancorp Bank
Arkadelphia · FDIC Cert #1528
$606mContact available
18The Citizens National Bank of Meridian
Meridian · FDIC Cert #4993
$572mContact available
19PriorityOne Bank
Magee · FDIC Cert #21906
$417mContact available
20The Citizens Bank of Philadelphia, Mississippi
Philadelphia · FDIC Cert #12204
$416mContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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