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FDIC Call Report Analysis

Which Indiana Banks Are Actually Growing Their CRE Book — And Who To Call

66 institutions qualified in Indiana: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in Indiana

10 of 35 Indiana-headquartered institutions.

#InstitutionCRE bookContact
1Old National Bank
Evansville · FDIC Cert #3832
$17.06bnContact available
2Merchants Bank of Indiana
Carmel · FDIC Cert #8056
$6.04bnContact available
3First Merchants Bank
Muncie · FDIC Cert #4365
$4.15bnContact available
4Centier Bank
Whiting · FDIC Cert #12854
$3.19bnContact available
5United Fidelity Bank, fsb
Evansville · FDIC Cert #29566
$3.14bnContact available
6German American Bank
Jasper · FDIC Cert #17393
$2.20bnContact available
7Lake City Bank
Warsaw · FDIC Cert #13102
$1.97bnContact available
8First Financial Bank, National Association
Terre Haute · FDIC Cert #4382
$1.82bnContact available
9Horizon Bank
Michigan City · FDIC Cert #4360
$1.69bnContact available
10First Internet Bank of Indiana
Fishers · FDIC Cert #34607
$1.39bnContact available

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1The National Bank of Indianapolis
Indianapolis · FDIC Cert #33860
+30.2% +$142mContact available
2STAR Financial Bank
Fort Wayne · FDIC Cert #27235
+21.9% +$92mContact available
3Old Plank Trail Community Bank, National Association
New Lenox · FDIC Cert #58314
+20.2% +$78mNo contact yet
4Banterra Bank
Marion · FDIC Cert #17514
+18.4% +$112mNo contact yet
5CFBank, National Association
Columbus · FDIC Cert #28263
+17.0% +$109mNo contact yet
6The State Bank and Trust Company
Defiance · FDIC Cert #13339
+16.8% +$57mContact available
7Community First Bank of Indiana
Kokomo · FDIC Cert #57511
+14.9% +$45mContact available
81st Source Bank
South Bend · FDIC Cert #9087
+10.7% +$74mNo contact yet
9First Financial Bank, National Association
Terre Haute · FDIC Cert #4382
+10.6% +$161mContact available
10Regions Bank
Birmingham · FDIC Cert #12368
+9.0% +$902mContact available

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
2U.S. Bank National Association
Cincinnati · FDIC Cert #6548
$41.71bnContact available
3PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
4Truist Bank
Charlotte · FDIC Cert #9846
$33.24bnContact available
5Flagstar Bank, National Association
Hicksville · FDIC Cert #32541
$32.76bnContact available
6The Huntington National Bank
Columbus · FDIC Cert #6560
$24.60bnContact available
7Fifth Third Bank, National Association
Cincinnati · FDIC Cert #6672
$21.58bnContact available
8BMO Bank National Association
Chicago · FDIC Cert #16571
$20.67bnContact available
9Old National Bank
Evansville · FDIC Cert #3832
$17.06bnContact available
10KeyBank National Association
Cleveland · FDIC Cert #17534
$14.14bnContact available
11Regions Bank
Birmingham · FDIC Cert #12368
$10.87bnContact available
12WesBanco Bank, Inc.
Wheeling · FDIC Cert #803
$7.73bnContact available
13Merchants Bank of Indiana
Carmel · FDIC Cert #8056
$6.04bnContact available
14Busey Bank
Champaign · FDIC Cert #16450
$5.05bnContact available
15First Merchants Bank
Muncie · FDIC Cert #4365
$4.15bnContact available
16First Financial Bank
Cincinnati · FDIC Cert #6600
$3.90bnContact available
17Centier Bank
Whiting · FDIC Cert #12854
$3.19bnContact available
18United Fidelity Bank, fsb
Evansville · FDIC Cert #29566
$3.14bnContact available
19Stock Yards Bank & Trust Company
Louisville · FDIC Cert #258
$2.84bnContact available
20German American Bank
Jasper · FDIC Cert #17393
$2.20bnContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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