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FDIC Call Report Analysis

Which District of Columbia Banks Are Actually Growing Their CRE Book — And Who To Call

32 institutions qualified in District of Columbia: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in District of Columbia

4 of 4 District of Columbia-headquartered institutions.

#InstitutionCRE bookContact
1City First Bank, National Association
Washington · FDIC Cert #34352
$735mContact available
2The National Capital Bank of Washington
Washington · FDIC Cert #2093
$246mContact available
3Founders Bank
Washington · FDIC Cert #59193
$237mContact available
4Industrial Bank
Washington · FDIC Cert #14679
$165mContact available

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1Trustar Bank
Great Falls · FDIC Cert #59183
+26.6% +$105mContact available
2Amalgamated Bank
New York · FDIC Cert #622
+26.4% +$475mContact available
3Capital Bank, National Association
Rockville · FDIC Cert #35278
+14.0% +$137mContact available
4City National Bank
Los Angeles · FDIC Cert #17281
+4.8% +$560mContact available
5MainStreet Bank
Fairfax · FDIC Cert #57742
+3.9% +$43mContact available
6Citibank, National Association
Sioux Falls · FDIC Cert #7213
+3.6% +$885mContact available
7John Marshall Bank
Reston · FDIC Cert #58243
+3.2% +$34mContact available
8United Bank
Fairfax · FDIC Cert #22858
+2.3% +$264mContact available
9Atlantic Union Bank
Richmond City · FDIC Cert #34589
+1.3% +$151mContact available
10Hingham Institution for Savings
Hingham · FDIC Cert #90211
+0.9% +$25mNo contact yet

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Wells Fargo Bank, National Association
Sioux Falls · FDIC Cert #3511
$103.80bnContact available
2Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
3PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
4Truist Bank
Charlotte · FDIC Cert #9846
$33.24bnContact available
5Citibank, National Association
Sioux Falls · FDIC Cert #7213
$25.19bnContact available
6Manufacturers and Traders Trust Company
Buffalo · FDIC Cert #588
$24.11bnContact available
7TD Bank, National Association
Wilmington · FDIC Cert #18409
$23.57bnContact available
8Citizens Bank, National Association
Providence · FDIC Cert #57957
$22.95bnContact available
9Capital One, National Association
Mclean · FDIC Cert #4297
$22.89bnContact available
10City National Bank
Los Angeles · FDIC Cert #17281
$12.14bnContact available
11United Bank
Fairfax · FDIC Cert #22858
$12.03bnContact available
12Atlantic Union Bank
Richmond City · FDIC Cert #34589
$11.59bnContact available
13First National Bank of Pennsylvania
Greenville · FDIC Cert #7888
$8.71bnContact available
14The Northern Trust Company
Chicago · FDIC Cert #913
$5.39bnContact available
15EagleBank
Bethesda · FDIC Cert #34742
$3.39bnContact available
16Hingham Institution for Savings
Hingham · FDIC Cert #90211
$2.82bnNo contact yet
17Amalgamated Bank
New York · FDIC Cert #622
$2.27bnContact available
18Peoples Bank
Marietta · FDIC Cert #6544
$1.72bnNo contact yet
19HSBC Bank USA, National Association
Tysons · FDIC Cert #57890
$1.44bnNo contact yet
20MainStreet Bank
Fairfax · FDIC Cert #57742
$1.15bnContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: BNY Mellon, National Association (FDIC Cert #7946); JPMorgan Chase Bank, National Association (FDIC Cert #628); The Bank of New York Mellon (FDIC Cert #639).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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