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FDIC Call Report Analysis

Which Delaware Banks Are Actually Growing Their CRE Book — And Who To Call

20 institutions qualified in Delaware: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in Delaware

6 of 6 Delaware-headquartered institutions.

#InstitutionCRE bookContact
1PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
2TD Bank, National Association
Wilmington · FDIC Cert #18409
$23.57bnContact available
3Santander Bank, N.A.
Wilmington · FDIC Cert #29950
$16.18bnContact available
4Wilmington Savings Fund Society, FSB
Wilmington · FDIC Cert #17838
$5.50bnContact available
5Artisans' Bank
Wilmington · FDIC Cert #17123
$247mContact available
6County Bank
Rehoboth Beach · FDIC Cert #33009
$239mNo contact yet

Fastest Growing

8 of 8 institutions met the growth criteria. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1First Citizens Community Bank
Mansfield · FDIC Cert #7593
+5.1% +$45mNo contact yet
2Citibank, National Association
Sioux Falls · FDIC Cert #7213
+3.6% +$885mContact available
3Wilmington Savings Fund Society, FSB
Wilmington · FDIC Cert #17838
+2.9% +$154mContact available
4Calvin B. Taylor Banking Company of Berlin, Maryland
Berlin · FDIC Cert #5874
+0.9% +$2mNo contact yet
5Fulton Bank, National Association
Lancaster · FDIC Cert #7551
+0.5% +$32mContact available
6Shore United Bank, National Association
Easton · FDIC Cert #4832
+0.5% +$10mContact available
7Burke & Herbert Bank & Trust Company
Alexandria · FDIC Cert #11578
+0.3% +$9mContact available
8Manufacturers and Traders Trust Company
Buffalo · FDIC Cert #588
+0.1% +$31mContact available

National and Regional Lenders with Branches Here

18 of 18 qualifying institutions shown.

#InstitutionCRE bookContact
1Wells Fargo Bank, National Association
Sioux Falls · FDIC Cert #3511
$103.80bnContact available
2Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
3PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
4Citibank, National Association
Sioux Falls · FDIC Cert #7213
$25.19bnContact available
5Manufacturers and Traders Trust Company
Buffalo · FDIC Cert #588
$24.11bnContact available
6TD Bank, National Association
Wilmington · FDIC Cert #18409
$23.57bnContact available
7Citizens Bank, National Association
Providence · FDIC Cert #57957
$22.95bnContact available
8Capital One, National Association
Mclean · FDIC Cert #4297
$22.89bnContact available
9Santander Bank, N.A.
Wilmington · FDIC Cert #29950
$16.18bnContact available
10Fulton Bank, National Association
Lancaster · FDIC Cert #7551
$6.53bnContact available
11Wilmington Savings Fund Society, FSB
Wilmington · FDIC Cert #17838
$5.50bnContact available
12Burke & Herbert Bank & Trust Company
Alexandria · FDIC Cert #11578
$4.35bnContact available
13Shore United Bank, National Association
Easton · FDIC Cert #4832
$2.15bnContact available
14First Citizens Community Bank
Mansfield · FDIC Cert #7593
$928mNo contact yet
15Calvin B. Taylor Banking Company of Berlin, Maryland
Berlin · FDIC Cert #5874
$257mNo contact yet
16Artisans' Bank
Wilmington · FDIC Cert #17123
$247mContact available
17County Bank
Rehoboth Beach · FDIC Cert #33009
$239mNo contact yet
18Bank of Ocean City
Ocean City · FDIC Cert #5867
$226mNo contact yet

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: BNY Mellon, National Association (FDIC Cert #7946); JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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