Largest CRE Books, Headquartered in North Dakota
10 of 17 North Dakota-headquartered institutions.
| # | Institution | CRE book | Contact |
|---|---|---|---|
| 1 | Bell Bank | $4.33bn | Contact available |
| 2 | First International Bank & Trust | $1.66bn | Contact available |
| 3 | Alerus Financial, National Association | $1.37bn | Contact available |
| 4 | Choice Financial Group | $1.16bn | Contact available |
| 5 | Bravera Bank | $556m | No contact yet |
| 6 | First Western Bank & Trust | $543m | Contact available |
| 7 | Western State Bank | $539m | No contact yet |
| 8 | Starion Bank | $464m | No contact yet |
| 9 | Gate City Bank | $402m | Contact available |
| 10 | Cornerstone Bank | $344m | No contact yet |
Fastest Growing
Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.
| # | Institution | Organic growth | Contact |
|---|---|---|---|
| 1 | Gate City Bank | +19.8% +$66m | Contact available |
| 2 | First International Bank & Trust | +14.3% +$208m | Contact available |
| 3 | Bravera Bank | +14.0% +$64m | No contact yet |
| 4 | Starion Bank | +12.8% +$53m | No contact yet |
| 5 | BMO Bank National Association | +8.9% +$1.69bn | Contact available |
| 6 | Bell Bank | +7.8% +$313m | Contact available |
| 7 | First Western Bank & Trust | +6.3% +$32m | Contact available |
| 8 | Choice Financial Group | +5.8% +$64m | Contact available |
| 9 | Old National Bank | +4.7% +$754m | Contact available |
| 10 | Dacotah Bank | +2.6% +$28m | Contact available |
National and Regional Lenders with Branches Here
Top 20 by CRE book size.
| # | Institution | CRE book | Contact |
|---|---|---|---|
| 1 | Wells Fargo Bank, National Association | $103.80bn | Contact available |
| 2 | U.S. Bank National Association | $41.71bn | Contact available |
| 3 | BMO Bank National Association | $20.67bn | Contact available |
| 4 | Old National Bank | $17.06bn | Contact available |
| 5 | First Interstate Bank | $5.91bn | Contact available |
| 6 | Bell Bank | $4.33bn | Contact available |
| 7 | First International Bank & Trust | $1.66bn | Contact available |
| 8 | Alerus Financial, National Association | $1.37bn | Contact available |
| 9 | Choice Financial Group | $1.16bn | Contact available |
| 10 | Dacotah Bank | $1.10bn | Contact available |
| 11 | Frandsen Bank & Trust | $608m | Contact available |
| 12 | Bravera Bank | $556m | No contact yet |
| 13 | First Western Bank & Trust | $543m | Contact available |
| 14 | Western State Bank | $539m | No contact yet |
| 15 | American Bank & Trust | $517m | No contact yet |
| 16 | Starion Bank | $464m | No contact yet |
| 17 | Gate City Bank | $402m | Contact available |
| 18 | Cornerstone Bank | $344m | No contact yet |
| 19 | Bank Forward | $298m | Contact available |
| 20 | BNC National Bank | $287m | No contact yet |
National institutions
These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: JPMorgan Chase Bank, National Association .
Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.