These banks all reported apartment loans on their most recent federal call report, and all have at least one branch in Oklahoma. Banks are the most common source of multifamily financing — five units and up, stabilised or value-add — and most lend close to their branches, so a lender with offices near your building is usually a better first call than a bigger name without them. Expect a bank to want recourse and, usually, a banking relationship; the capital guide compares the alternatives.
Banks Based in Oklahoma, Largest Multifamily Books First
25 of 80 qualifying banks are headquartered in Oklahoma. These are the lenders whose whole business is this market.
| # | Institution | Multifamily book | Share of investor CRE | Branches in OK | Contact |
|---|---|---|---|---|---|
| 1 | Bank of Albuquerque | $2.05bn | 27.1% | 44 | Contact available |
| 2 | MidFirst Bank | $1.01bn | 15.3% | 49 | Contact available |
| 3 | First United Bank (Durant, OK) | $964m | 19.7% | 37 | Contact available |
| 4 | BancFirst | $360m | 15.5% | 120 | Contact available |
| 5 | InterBank | $149m | 5.7% | 19 | Contact available |
| 6 | Armstrong Bank | $93m | 14.4% | 26 | Contact available |
| 7 | First Fidelity Bank | $83m | 8.8% | 21 | Contact available |
| 8 | Blue Sky Bank | $77m | 18.5% | 13 | Contact available |
| 9 | Regent Bank | $72m | 10.2% | 6 | Contact available |
| 10 | Gateway First Bank | $66m | 10.6% | 11 | Contact available |
| 11 | Great Plains Bank | $64m | 13.3% | 19 | Contact available |
| 12 | First Oklahoma Bank | $61m | 11.0% | 3 | Contact available |
| 13 | Cattlemens Bank | $51m | 27.2% | 5 | Contact available |
| 14 | Frontier Bank | $50m | 17.4% | 1 | Contact available |
| 15 | Mabrey Bank | $48m | 10.5% | 16 | Contact available |
| 16 | First Bank & Trust Co. | $43m | 12.6% | 14 | Contact available |
| 17 | Vision Bank | $42m | 20.0% | 10 | Contact available |
| 18 | The City National Bank and Trust Company of Lawton, Oklahoma | $38m | 22.9% | 37 | Contact available |
| 19 | Chickasaw Community Bank | $34m | 23.9% | 5 | Contact available |
| 20 | Liberty National Bank (Oklahoma) | $31m | 10.0% | 8 | Contact available |
| 21 | Vast Bank, National Association | $31m | 23.0% | 4 | Contact available |
| 22 | IBC Bank (Oklahoma City, OK) | $29m | 8.6% | 40 | Contact available |
| 23 | Firstar Bank | $29m | 9.7% | 8 | Contact available |
| 24 | First Pryority Bank | $24m | 17.1% | 3 | Contact available |
| 25 | The Bank, National Association | $23m | 17.7% | 6 | Contact available |
National Lenders With Branches in Oklahoma
22 of 22 qualifying banks are headquartered elsewhere but have offices here. The multifamily figure is their national book, so read it alongside the branch count — a large book behind a handful of local offices is a different proposition from a bank with a branch network in the state.
| # | Institution | Multifamily book | Share of investor CRE | Branches in OK | Contact |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | $107.32bn | 64.9% | 30 | Contact available |
| 2 | Bank of America | $8.46bn | 15.3% | 18 | Contact available |
| 3 | BMO Bank | $3.16bn | 15.3% | 1 | Contact available |
| 4 | First Citizens Bank | $2.97bn | 13.5% | 15 | Contact available |
| 5 | UMB Bank | $1.72bn | 16.1% | 3 | Contact available |
| 6 | Great Southern Bank | $1.35bn | 44.3% | 1 | Contact available |
| 7 | Busey Bank | $1.09bn | 21.6% | 3 | Contact available |
| 8 | Central Bank (Missouri) | $857m | 20.6% | 9 | Contact available |
| 9 | Simmons Bank | $812m | 9.7% | 19 | Contact available |
| 10 | Arvest Bank | $754m | 12.6% | 79 | Contact available |
| 11 | Prosperity Bank | $680m | 8.8% | 18 | Contact available |
| 12 | Legacy Bank & Trust | $456m | 44.2% | 2 | Contact available |
| 13 | Intrust Bank, National Association | $342m | 22.1% | 6 | Contact available |
| 14 | Commerce Bank | $290m | 7.3% | 3 | Contact available |
| 15 | Equity Bank | $248m | 12.6% | 14 | Contact available |
| 16 | The First National Bank of Fort Smith | $237m | 31.6% | 9 | Contact available |
| 17 | Fidelity Bank | $178m | 15.4% | 5 | Contact available |
| 18 | Farmers Bank & Trust Company | $80m | 6.9% | 2 | Contact available |
| 19 | Community National Bank & Trust | $54m | 16.5% | 2 | Contact available |
| 20 | TIB National Association | $35m | 12.9% | 1 | Contact available |
| 21 | Herring Bank | $10m | 5.8% | 2 | Contact available |
| 22 | Dream First Bank, National Association | $2m | 8.3% | 4 | Contact available |
What this list is, and what it leaves out
A reported balance is not a credit box. Every bank here held apartment loans on 30 June 2026. That is evidence they lend on multifamily — better evidence than a marketing page, because it is what they actually hold — but it is not a commitment to lend on your deal, at your size, in your submarket.
More lenders exist than this page lists. 102 banks qualified in Oklahoma. Credit unions, debt funds, agency lenders and life companies also finance apartments and none of them file this report, and plenty of banks lend on multifamily without publishing criteria anywhere. Running your deal through the search covers all of them, not just the banks on this page.
We hold a named lending contact for 89 of them.
Sources. FDIC Call Reports (30 June 2026) and the FDIC Summary of Deposits. A bank appears here if it reported a multifamily balance of $5m or more, or multifamily at 5% or more of its commercial real estate book, and has at least one branch in Oklahoma. The dual test is deliberate: a flat dollar floor is a bank-size filter in disguise — a $25m floor passes 86.5% of banks over $10bn and 2.2% of banks under $300m — and would drop the community lenders most likely to look at a smaller apartment deal. Multifamily is the call report's own category for loans secured by five-or-more-unit residential property; it excludes one-to-four-unit rentals, which banks report separately. Multifamily book is institution-level and unprorated: no state split of the loan book is published, so a bank lending in several states shows its full multifamily book on every state page where it qualifies. That is why this page separates banks based in Oklahoma from national lenders with branches here, rather than ranking them against each other on a national figure. Branch counts are offices in Oklahoma from the Summary of Deposits. Contact availability refers to whether Lender Compass holds a named contact, not to anything the bank publishes.