Largest CRE Books, Headquartered in Massachusetts
10 of 63 Massachusetts-headquartered institutions.
| # | Institution | CRE book | Contact |
|---|---|---|---|
| 1 | Eastern Bank | $8.30bn | Contact available |
| 2 | Rockland Trust Company | $8.17bn | Contact available |
| 3 | Beacon Bank and Trust | $7.81bn | Contact available |
| 4 | Hingham Institution for Savings | $2.82bn | No contact yet |
| 5 | Needham Bank | $2.63bn | Contact available |
| 6 | Cambridge Savings Bank | $2.62bn | Contact available |
| 7 | Salem Five Cents Savings Bank | $2.48bn | Contact available |
| 8 | State Street Bank and Trust Company | $2.29bn | Contact available |
| 9 | Middlesex Savings Bank | $1.68bn | Contact available |
| 10 | Leader Bank, National Association | $1.41bn | Contact available |
Fastest Growing
Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.
| # | Institution | Organic growth | Contact |
|---|---|---|---|
| 1 | Winchester Savings Bank | +21.8% +$71m | Contact available |
| 2 | Needham Bank | +21.7% +$409m | Contact available |
| 3 | MountainOne Bank | +21.0% +$75m | Contact available |
| 4 | Florence Bank | +19.1% +$64m | Contact available |
| 5 | Institution for Savings in Newburyport and Its Vicinity | +15.1% +$118m | No contact yet |
| 6 | South Shore Bank | +15.0% +$98m | Contact available |
| 7 | Mechanics Cooperative Bank | +14.9% +$47m | Contact available |
| 8 | East Cambridge Savings Bank | +13.2% +$51m | Contact available |
| 9 | Cornerstone Bank | +12.9% +$59m | Contact available |
| 10 | Everett Co-operative Bank | +11.6% +$83m | Contact available |
National and Regional Lenders with Branches Here
Top 20 by CRE book size.
| # | Institution | CRE book | Contact |
|---|---|---|---|
| 1 | Wells Fargo Bank, National Association | $103.80bn | Contact available |
| 2 | Bank of America, National Association | $55.21bn | Contact available |
| 3 | PNC Bank, National Association | $36.76bn | Contact available |
| 4 | Manufacturers and Traders Trust Company | $24.11bn | Contact available |
| 5 | TD Bank, National Association | $23.57bn | Contact available |
| 6 | Citizens Bank, National Association | $22.95bn | Contact available |
| 7 | First-Citizens Bank & Trust Company | $21.97bn | Contact available |
| 8 | East West Bank | $18.36bn | Contact available |
| 9 | Santander Bank, N.A. | $16.18bn | Contact available |
| 10 | KeyBank National Association | $14.14bn | Contact available |
| 11 | Eastern Bank | $8.30bn | Contact available |
| 12 | Rockland Trust Company | $8.17bn | Contact available |
| 13 | Cathay Bank | $7.93bn | Contact available |
| 14 | Beacon Bank and Trust | $7.81bn | Contact available |
| 15 | The Northern Trust Company | $5.39bn | Contact available |
| 16 | NBT Bank, National Association | $3.70bn | Contact available |
| 17 | Liberty Bank | $3.37bn | Contact available |
| 18 | Community Bank, National Association | $2.85bn | No contact yet |
| 19 | Hingham Institution for Savings | $2.82bn | No contact yet |
| 20 | Needham Bank | $2.63bn | Contact available |
National institutions
These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: Goldman Sachs Bank USA ; Beal Bank USA ; BNY Mellon, National Association ; JPMorgan Chase Bank, National Association ; The Bank of New York Mellon .
Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.