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FDIC Call Report Analysis

Which Colorado Banks Are Actually Growing Their CRE Book — And Who To Call

64 institutions qualified in Colorado: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in Colorado

10 of 20 Colorado-headquartered institutions.

#InstitutionCRE bookContact
1NBH Bank
Greenwood Village · FDIC Cert #59052
$2.87bnContact available
2Bank of Colorado
Fort Collins · FDIC Cert #16980
$2.53bnContact available
3Alpine Bank
Glenwood Springs · FDIC Cert #23091
$1.52bnNo contact yet
4First Western Trust Bank
Denver · FDIC Cert #57607
$961mContact available
5Colorado Federal Savings Bank
Greenwood Village · FDIC Cert #33111
$483mContact available
6ANB Bank
Denver · FDIC Cert #19220
$481mNo contact yet
7Fortis Bank
Denver · FDIC Cert #34401
$352mContact available
8Solera National Bank
Lakewood · FDIC Cert #58534
$323mContact available
9PB&T Bank
Pueblo · FDIC Cert #12594
$296mContact available
10Yampa Valley Bank
Steamboat Springs · FDIC Cert #35407
$220mContact available

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1American Bank of Commerce
Wolfforth · FDIC Cert #18609
+36.1% +$176mContact available
2PB&T Bank
Pueblo · FDIC Cert #12594
+14.8% +$38mContact available
3Oakstar Bank
Springfield · FDIC Cert #58115
+11.7% +$102mContact available
4Bank of Colorado
Fort Collins · FDIC Cert #16980
+10.6% +$243mContact available
5Adams Bank & Trust
Ogallala · FDIC Cert #18489
+10.0% +$31mContact available
6BMO Bank National Association
Chicago · FDIC Cert #16571
+8.9% +$1.69bnContact available
7Academy Bank, National Association
Kansas City · FDIC Cert #19600
+7.8% +$80mContact available
8Alpine Bank
Glenwood Springs · FDIC Cert #23091
+7.4% +$105mNo contact yet
9First Fidelity Bank
Oklahoma City · FDIC Cert #23473
+7.3% +$64mContact available
10First National Bank
Fort Pierre · FDIC Cert #14712
+7.2% +$43mContact available

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Wells Fargo Bank, National Association
Sioux Falls · FDIC Cert #3511
$103.80bnContact available
2Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
3U.S. Bank National Association
Cincinnati · FDIC Cert #6548
$41.71bnContact available
4PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
5The Huntington National Bank
Columbus · FDIC Cert #6560
$24.60bnContact available
6First-Citizens Bank & Trust Company
Raleigh · FDIC Cert #11063
$21.97bnContact available
7BMO Bank National Association
Chicago · FDIC Cert #16571
$20.67bnContact available
8SouthState Bank, National Association
Winter Haven · FDIC Cert #33555
$20.42bnContact available
9Columbia Bank
Roseburg · FDIC Cert #17266
$19.47bnContact available
10Zions Bancorporation, N.A.
Salt Lake City · FDIC Cert #2270
$15.05bnContact available
11Western Alliance Bank
Phoenix · FDIC Cert #57512
$14.32bnContact available
12KeyBank National Association
Cleveland · FDIC Cert #17534
$14.14bnContact available
13UMB Bank, National Association
Kansas City · FDIC Cert #8273
$10.71bnContact available
14Banc of California
Los Angeles · FDIC Cert #24045
$10.39bnContact available
15Glacier Bank
Kalispell · FDIC Cert #30788
$8.93bnContact available
16BOKF, National Association
Tulsa · FDIC Cert #4214
$7.54bnContact available
17MidFirst Bank
Oklahoma City · FDIC Cert #4063
$6.58bnContact available
18First Interstate Bank
Billings · FDIC Cert #1105
$5.91bnContact available
19The Northern Trust Company
Chicago · FDIC Cert #913
$5.39bnContact available
20Busey Bank
Champaign · FDIC Cert #16450
$5.05bnContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: Beal Bank USA (FDIC Cert #57833); BNY Mellon, National Association (FDIC Cert #7946); JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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