LenderCompass
Navigating you to the right capital
FDIC Call Report Analysis

Which Rhode Island Banks Are Actually Growing Their CRE Book — And Who To Call

13 institutions qualified in Rhode Island: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in Rhode Island

5 of 5 Rhode Island-headquartered institutions.

#InstitutionCRE bookContact
1Citizens Bank, National Association
Providence · FDIC Cert #57957
$22.95bnContact available
2The Washington Trust Company, of Westerly
Westerly · FDIC Cert #23623
$2.07bnContact available
3Centreville Bank
West Warwick · FDIC Cert #17764
$1.09bnContact available
4BankNewport
Middletown · FDIC Cert #18129
$1.03bnContact available
5Shoreham Bank
Warwick · FDIC Cert #27417
$137mContact available

Fastest Growing

4 of 4 institutions met the growth criteria. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1Dime Bank
Norwich · FDIC Cert #18200
+25.4% +$76mContact available
2BankNewport
Middletown · FDIC Cert #18129
+11.2% +$103mContact available
3Bristol County Savings Bank
Taunton · FDIC Cert #23622
+9.3% +$70mContact available
4Fall River Five Cents Savings Bank
Fall River · FDIC Cert #23286
+0.0% +$0mNo contact yet

National and Regional Lenders with Branches Here

12 of 12 qualifying institutions shown.

#InstitutionCRE bookContact
1Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
2TD Bank, National Association
Wilmington · FDIC Cert #18409
$23.57bnContact available
3Citizens Bank, National Association
Providence · FDIC Cert #57957
$22.95bnContact available
4Santander Bank, N.A.
Wilmington · FDIC Cert #29950
$16.18bnContact available
5The Washington Trust Company, of Westerly
Westerly · FDIC Cert #23623
$2.07bnContact available
6Centreville Bank
West Warwick · FDIC Cert #17764
$1.09bnContact available
7BankNewport
Middletown · FDIC Cert #18129
$1.03bnContact available
8Bristol County Savings Bank
Taunton · FDIC Cert #23622
$824mContact available
9BayCoast Bank
Swansea · FDIC Cert #90196
$795mContact available
10Fall River Five Cents Savings Bank
Fall River · FDIC Cert #23286
$399mNo contact yet
11Dime Bank
Norwich · FDIC Cert #18200
$376mContact available
12Shoreham Bank
Warwick · FDIC Cert #27417
$137mContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

Financing a Rhode Island property?

Tell us about the deal and we will return a ranked, curated list of lenders that fit it — banks, credit unions, debt funds, agency, CMBS and life companies — with direct contacts.

Find lenders for my deal →