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FDIC Call Report Analysis

Which New Mexico Banks Are Actually Growing Their CRE Book — And Who To Call

34 institutions qualified in New Mexico: at least one branch in the state (FDIC SOD 2025) and a CRE book of $100m or more. Figures below are institution-level and unprorated — a bank lending in multiple states shows its full CRE book on every state page where it qualifies, not a state-prorated share.

Largest CRE Books, Headquartered in New Mexico

10 of 10 New Mexico-headquartered institutions.

#InstitutionCRE bookContact
1First American Bank
Artesia · FDIC Cert #2240
$616mContact available
2Citizens Bank of Las Cruces
Las Cruces · FDIC Cert #20161
$505mNo contact yet
3InBank
Raton · FDIC Cert #11492
$373mNo contact yet
4Pioneer Bank
Roswell · FDIC Cert #27872
$319mContact available
5CNB Bank
Carlsbad · FDIC Cert #2241
$315mContact available
6Century Bank
Santa Fe · FDIC Cert #28362
$240mContact available
7Western Commerce Bank
Carlsbad · FDIC Cert #18389
$196mContact available
8Four Corners Community Bank
Farmington · FDIC Cert #35441
$186mContact available
9Southwest Capital Bank
Albuquerque · FDIC Cert #12258
$126mContact available
10First National Bank
Alamogordo · FDIC Cert #17643
$124mContact available

Fastest Growing

Top 10 by organic growth. Percent organic growth over four quarters, with a $250m prior-quarter book floor; shrinking institutions are excluded.

#InstitutionOrganic growthContact
1Citizens Bank of Las Cruces
Las Cruces · FDIC Cert #20161
+14.8% +$65mNo contact yet
2Bank of Colorado
Fort Collins · FDIC Cert #16980
+10.6% +$243mContact available
3First American Bank
Artesia · FDIC Cert #2240
+10.1% +$56mContact available
4Southwest Heritage Bank
Scottsdale · FDIC Cert #29087
+9.4% +$35mNo contact yet
5First National Bank Texas
Killeen · FDIC Cert #3285
+9.1% +$80mNo contact yet
6BMO Bank National Association
Chicago · FDIC Cert #16571
+8.9% +$1.69bnContact available
7First Savings Bank
Beresford · FDIC Cert #32629
+6.9% +$42mContact available
8WestStar Bank
El Paso · FDIC Cert #32941
+6.9% +$93mContact available
9Enterprise Bank & Trust
Clayton · FDIC Cert #27237
+5.1% +$183mContact available
10Zions Bancorporation, N.A.
Salt Lake City · FDIC Cert #2270
+4.0% +$572mContact available

National and Regional Lenders with Branches Here

Top 20 by CRE book size.

#InstitutionCRE bookContact
1Wells Fargo Bank, National Association
Sioux Falls · FDIC Cert #3511
$103.80bnContact available
2Bank of America, National Association
Charlotte · FDIC Cert #3510
$55.21bnContact available
3U.S. Bank National Association
Cincinnati · FDIC Cert #6548
$41.71bnContact available
4PNC Bank, National Association
Wilmington · FDIC Cert #6384
$36.76bnContact available
5First-Citizens Bank & Trust Company
Raleigh · FDIC Cert #11063
$21.97bnContact available
6BMO Bank National Association
Chicago · FDIC Cert #16571
$20.67bnContact available
7Zions Bancorporation, N.A.
Salt Lake City · FDIC Cert #2270
$15.05bnContact available
8UMB Bank, National Association
Kansas City · FDIC Cert #8273
$10.71bnContact available
9WaFd Bank
Seattle · FDIC Cert #28088
$9.07bnContact available
10BOKF, National Association
Tulsa · FDIC Cert #4214
$7.54bnContact available
11Busey Bank
Champaign · FDIC Cert #16450
$5.05bnContact available
12Sunflower Bank, National Association
Dallas · FDIC Cert #4767
$4.13bnContact available
13Enterprise Bank & Trust
Clayton · FDIC Cert #27237
$3.77bnContact available
14NBH Bank
Greenwood Village · FDIC Cert #59052
$2.87bnContact available
15Bank of Colorado
Fort Collins · FDIC Cert #16980
$2.53bnContact available
16City Bank
Lubbock · FDIC Cert #25103
$1.48bnContact available
17WestStar Bank
El Paso · FDIC Cert #32941
$1.46bnContact available
18United Business Bank
Walnut Creek · FDIC Cert #57716
$1.26bnContact available
19First National Bank Texas
Killeen · FDIC Cert #3285
$952mNo contact yet
20TBK BANK, SSB
Dallas · FDIC Cert #23498
$677mContact available

National institutions

These institutions also clear the state’s qualifying population test — at least one branch presence and a CRE book of $100m or more — but are not evaluated for state relationship-lending purposes and carry no contact: JPMorgan Chase Bank, National Association (FDIC Cert #628).


Sources. FDIC Call Reports and FDIC Summary of Deposits. The qualifying population excludes de novo institutions, excludes any quarter carrying a >40% QoQ reversal in its CRE book, and requires a CRE book of $100m or more — no deposit-share floor is applied to the qualifying population. The page carries two CRE book size rankings drawn from that same qualifying population, on the same basis: one ranking the state’s largest CRE lenders regardless of where they are headquartered, one ranking the largest lenders headquartered in the state. An institution may appear in both. Growth is percent organic growth over four quarters (30 June 2025 → 30 June 2026), excluding growth attributable to an acquisition, subject to a $250m prior-quarter book floor; institutions with negative organic growth are excluded from the growth list. Institutions with a prior-quarter CRE book above $25bn are also excluded from the growth list — growth at that scale is a national balance-sheet movement, not lending concentrated in any one state, and would otherwise crowd out real local growth on thin-population states. This ceiling applies to the growth list only; the same institutions still appear on the CRE book size rankings above, which rank nationally by design.

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