These banks all reported apartment loans on their most recent federal call report, and all have at least one branch in Colorado. Banks are the most common source of multifamily financing — five units and up, stabilised or value-add — and most lend close to their branches, so a lender with offices near your building is usually a better first call than a bigger name without them. Expect a bank to want recourse and, usually, a banking relationship; the capital guide compares the alternatives.
Banks Based in Colorado, Largest Multifamily Books First
25 of 35 qualifying banks are headquartered in Colorado. These are the lenders whose whole business is this market.
| # | Institution | Multifamily book | Share of investor CRE | Branches in CO | Contact |
|---|---|---|---|---|---|
| 1 | Community Banks of Colorado | $300m | 10.5% | 32 | Contact available |
| 2 | Bank of Colorado | $286m | 11.3% | 52 | Contact available |
| 3 | First Western Trust | $232m | 24.1% | 8 | Contact available |
| 4 | Alpine Bank | $206m | 13.5% | 47 | Contact available |
| 5 | ANB Bank | $180m | 37.5% | 24 | Contact available |
| 6 | Colorado Federal Savings Bank | $147m | 30.5% | 1 | Contact available |
| 7 | Solera National Bank | $85m | 26.2% | 1 | Contact available |
| 8 | Fortis Private Bank | $46m | 13.1% | 1 | Contact available |
| 9 | AMG National Trust Bank | $33m | 18.8% | 2 | Contact available |
| 10 | 5Star Bank | $27m | 18.3% | 6 | Contact available |
| 11 | Pueblo Bank & Trust | $26m | 8.9% | 17 | Contact available |
| 12 | Timberline Bank | $17m | 10.8% | 3 | Contact available |
| 13 | The Colorado Bank and Trust Company of La Junta | $17m | 24.7% | 5 | Contact available |
| 14 | High Plains Bank | $15m | 13.3% | 9 | — |
| 15 | Eastern Colorado Bank | $14m | 9.0% | 7 | Contact available |
| 16 | North Valley Bank (CO) | $14m | 15.5% | 2 | Contact available |
| 17 | Stockmens Bank | $11m | 16.4% | 4 | Contact available |
| 18 | First National Bank Colorado | $11m | 14.3% | 7 | Contact available |
| 19 | FlatIrons Bank | $10m | 15.0% | 3 | Contact available |
| 20 | First American State Bank | $10m | 11.4% | 1 | Contact available |
| 21 | First Southwest Bank | $9m | 7.4% | 6 | Contact available |
| 22 | Pikes Peak National Bank | $7m | 21.1% | 3 | Contact available |
| 23 | Redstone Bank | $6m | 8.5% | 3 | Contact available |
| 24 | San Luis Valley Federal Bank | $4m | 11.9% | 3 | Contact available |
| 25 | Park State Bank & Trust | $3m | 12.2% | 1 | — |
National Lenders With Branches in Colorado
25 of 56 qualifying banks are headquartered elsewhere but have offices here. The multifamily figure is their national book, so read it alongside the branch count — a large book behind a handful of local offices is a different proposition from a bank with a branch network in the state.
| # | Institution | Multifamily book | Share of investor CRE | Branches in CO | Contact |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | $107.32bn | 64.9% | 108 | Contact available |
| 2 | Wells Fargo | $26.55bn | 25.6% | 117 | Contact available |
| 3 | PNC Real Estate | $14.98bn | 40.8% | 123 | Contact available |
| 4 | US Bank | $14.46bn | 34.7% | 102 | Contact available |
| 5 | Columbia Bank | $10.27bn | 52.8% | 2 | Contact available |
| 6 | Bank of America | $8.46bn | 15.3% | 36 | Contact available |
| 7 | Banc of California | $5.88bn | 56.6% | 1 | Contact available |
| 8 | KeyBank | $5.44bn | 38.5% | 55 | Contact available |
| 9 | Huntington National Bank | $4.88bn | 19.9% | 40 | Contact available |
| 10 | Amegy Bank | $3.56bn | 23.7% | 33 | Contact available |
| 11 | BMO Bank | $3.16bn | 15.3% | 68 | Contact available |
| 12 | United Fidelity Bank, fsb | $3.09bn | 98.5% | 2 | Contact available |
| 13 | First Citizens Bank | $2.97bn | 13.5% | 5 | Contact available |
| 14 | SouthState Bank | $2.72bn | 13.3% | 33 | Contact available |
| 15 | Sunflower Bank | $2.61bn | 63.3% | 11 | Contact available |
| 16 | Bank of Albuquerque | $2.05bn | 27.1% | 14 | Contact available |
| 17 | First Interstate Bank | $1.85bn | 31.3% | 19 | Contact available |
| 18 | UMB Bank | $1.72bn | 16.1% | 28 | Contact available |
| 19 | The Northern Trust Company | $1.49bn | 27.6% | 1 | Contact available |
| 20 | Busey Bank | $1.09bn | 21.6% | 3 | Contact available |
| 21 | Glacier Bank | $1.08bn | 12.0% | 23 | Contact available |
| 22 | MidFirst Bank | $1.01bn | 15.3% | 5 | Contact available |
| 23 | Central Bank (Missouri) | $857m | 20.6% | 6 | Contact available |
| 24 | Nicolet National Bank | $737m | 22.9% | 1 | Contact available |
| 25 | Western Alliance Bank | $649m | 4.5% | 1 | Contact available |
What this list is, and what it leaves out
A reported balance is not a credit box. Every bank here held apartment loans on 30 June 2026. That is evidence they lend on multifamily — better evidence than a marketing page, because it is what they actually hold — but it is not a commitment to lend on your deal, at your size, in your submarket.
More lenders exist than this page lists. 91 banks qualified in Colorado. Credit unions, debt funds, agency lenders and life companies also finance apartments and none of them file this report, and plenty of banks lend on multifamily without publishing criteria anywhere. Running your deal through the search covers all of them, not just the banks on this page.
We hold a named lending contact for 87 of them.
Sources. FDIC Call Reports (30 June 2026) and the FDIC Summary of Deposits. A bank appears here if it reported a multifamily balance of $5m or more, or multifamily at 5% or more of its commercial real estate book, and has at least one branch in Colorado. The dual test is deliberate: a flat dollar floor is a bank-size filter in disguise — a $25m floor passes 86.5% of banks over $10bn and 2.2% of banks under $300m — and would drop the community lenders most likely to look at a smaller apartment deal. Multifamily is the call report's own category for loans secured by five-or-more-unit residential property; it excludes one-to-four-unit rentals, which banks report separately. Multifamily book is institution-level and unprorated: no state split of the loan book is published, so a bank lending in several states shows its full multifamily book on every state page where it qualifies. That is why this page separates banks based in Colorado from national lenders with branches here, rather than ranking them against each other on a national figure. Branch counts are offices in Colorado from the Summary of Deposits. Contact availability refers to whether Lender Compass holds a named contact, not to anything the bank publishes.