Explore the banking institutions serving the Washington, D.C. commercial real estate market. The rankings below use FDIC data to compare institutions by assets, deposits, branch presence, and CRE lending — not by CRE lending activity itself, which FDIC data can only establish for banks actually headquartered here.
Largest Banking Institutions in Washington, by Assets
Institutions headquartered in the Washington metro. Ranked by total (bank-wide) assets — not a measure of Washington-specific size, which FDIC data can't establish (see Sources).
| # | Institution | Total assets |
|---|---|---|
| 1 | Capital One, National Association | $662.16bn |
| 2 | HSBC Bank USA, National Association | $173.10bn |
| 3 | United Bank | $33.64bn |
| 4 | Burke & Herbert Bank & Trust Company | $10.98bn |
| 5 | EagleBank | $9.62bn |
| 6 | Forbright Bank | $8.48bn |
| 7 | Capital Bank, National Association | $3.84bn |
| 8 | John Marshall Bank | $2.40bn |
| 9 | FVCbank | $2.36bn |
| 10 | MainStreet Bank | $2.24bn |
| 11 | Chain Bridge Bank, National Association | $2.19bn |
| 12 | Bank Of Clarke | $1.85bn |
| 13 | City First Bank, National Association | $1.56bn |
| 14 | Middletown Valley Bank | $1.19bn |
| 15 | Trustar Bank | $1.14bn |
Largest CRE Books, Headquartered in Washington
Same population as the assets table above — not branch presence, which would seat a national bank's entire balance sheet here on the strength of a single branch. Ranked by current-quarter investor CRE loans (construction, multifamily, non-owner-occupied commercial), $100 million floor.
| # | Institution | CRE book |
|---|---|---|
| 1 | Capital One, National Association | $22.89bn |
| 2 | United Bank | $12.03bn |
| 3 | Burke & Herbert Bank & Trust Company | $4.35bn |
| 4 | EagleBank | $3.39bn |
| 5 | HSBC Bank USA, National Association | $1.44bn |
| 6 | Forbright Bank | $1.36bn |
| 7 | MainStreet Bank | $1.15bn |
| 8 | Capital Bank, National Association | $1.12bn |
| 9 | John Marshall Bank | $1.09bn |
| 10 | FVCbank | $0.88bn |
| 11 | City First Bank, National Association | $0.74bn |
| 12 | Trustar Bank | $0.50bn |
| 13 | Bank Of Clarke | $0.48bn |
| 14 | Presidential Bank, FSB | $0.34bn |
| 15 | Potomac Bank | $0.30bn |
9 money-center/specialty charters excluded from population, same list as the state CRE-size pages.
Largest Banks in Washington, by Deposits
Institutions with at least one Washington branch. Ranked by deposits actually booked at a Washington office — real local presence, unlike the assets table above.
| # | Institution | Washington deposits | Washington branches | Largest office |
|---|---|---|---|---|
| 1 | Capital One, National Association | $73.19bn | 59 | 80% |
| 2 | Bank of America, National Association | $50.35bn | 122 | 37% |
| 3 | Truist Bank | $39.68bn | 168 | 11% |
| 4 | Wells Fargo Bank, National Association | $34.25bn | 127 | 22% |
| 5 | PNC Bank, National Association | $16.44bn | 99 | 28% |
| 6 | Atlantic Union Bank | $13.10bn | 66 | 27% |
| 7 | United Bank | $10.48bn | 57 | 15% |
| 8 | Citibank, National Association | $10.43bn | 33 | 24% |
| 9 | EagleBank | $9.13bn | 13 | 38% |
| 10 | Forbright Bank | $6.01bn | 3 | 98% |
| 11 | TD Bank, National Association | $6.00bn | 41 | 13% |
| 12 | Manufacturers and Traders Trust Company | $5.75bn | 68 | 14% |
| 13 | JPMorgan Chase Bank, National Association | $4.45bn | 82 | 6% |
| 14 | Burke & Herbert Bank & Trust Company | $2.98bn | 27 | 20% |
| 15 | Capital Bank, National Association | $2.28bn | 4 | 79% |
Capital One, National Association: $58.6B of its Washington deposits are booked at a single Mclean office; its other 58 Washington branches hold $14.5B. Deposits are as FDIC reports them, by the office where they are booked - not necessarily where the underlying relationship or customer is.
Banks With the Most Washington Branches
Same population as the deposits table above, ranked by branch count.
| # | Institution | Washington branches | Washington deposits |
|---|---|---|---|
| 1 | Truist Bank | 168 | $39.68bn |
| 2 | Wells Fargo Bank, National Association | 127 | $34.25bn |
| 3 | Bank of America, National Association | 122 | $50.35bn |
| 4 | PNC Bank, National Association | 99 | $16.44bn |
| 5 | JPMorgan Chase Bank, National Association | 82 | $4.45bn |
| 6 | Manufacturers and Traders Trust Company | 68 | $5.75bn |
| 7 | Atlantic Union Bank | 66 | $13.10bn |
| 8 | Capital One, National Association | 59 | $73.19bn |
| 9 | United Bank | 57 | $10.48bn |
| 10 | TD Bank, National Association | 41 | $6.00bn |
| 11 | Citibank, National Association | 33 | $10.43bn |
| 12 | Burke & Herbert Bank & Trust Company | 27 | $2.98bn |
| 13 | WesBanco Bank, Inc. | 14 | $1.44bn |
| 14 | EagleBank | 13 | $9.13bn |
| 15 | Presidential Bank, FSB | 11 | $0.90bn |
What does this mean for CRE borrowers?
Bank size, deposits, and local branch presence are useful indicators of an institution's scale and footprint in Washington, but they don't tell you a bank's CRE lending appetite, property-type focus, or how it prices a deal like yours. A bank near the top of these lists may not lend on your property type at all; a bank you've never heard of may be exactly the right fit. Use Lender Compass to identify lenders based on property type, loan type, geography, and other deal characteristics — not bank size alone.
Sources & methodology
Geography: the Washington-Arlington-Alexandria MSA (FDIC MSA code 47900) — not statewide, not a hand-assembled county list. Every branch and institution figure above is scoped to this MSA using FDIC's own MSA classification.
Assets and CRE book tables use institutions whose main office is registered in the Washington MSA, not merely a branch — a bank's total assets or CRE book has no geographic allocation to a single branch, so a branch-presence population would seat a national bank's entire balance sheet here on the strength of one office. Active institutions only, checked against FDIC's current status, not a fixed list — a bank that merges away next quarter drops out automatically.
Deposits and branch-count tables use any institution with a Washington branch, since FDIC's Summary of Deposits survey specifically allocates deposits to the office where they're booked — the one figure that genuinely reflects local presence. Recently-merged institutions are shown under their prior charter with the successor named, since the historical Washington presence is real regardless of what happened to the charter since; when the successor also lands in the same table, a note states the combined figure.
CRE book means investor commercial real estate loans — construction & land development, multifamily (5+ unit residential), and non-owner-occupied commercial property — per FDIC Call Report Schedule RC-C. It excludes owner-occupied CRE, which is reported separately and generally reflects a business's own real estate rather than third-party lending.