Explore the banking institutions serving the New York commercial real estate market. The rankings below use FDIC data to compare institutions by assets, deposits, branch presence, and CRE lending — not by CRE lending activity itself, which FDIC data can only establish for banks actually headquartered here.
Largest Banking Institutions in New York, by Assets
Institutions headquartered in the New York metro. Ranked by total (bank-wide) assets — not a measure of New York-specific size, which FDIC data can't establish (see Sources).
| # | Institution | Total assets |
|---|---|---|
| 1 | Goldman Sachs Bank USA | $758.79bn |
| 2 | The Bank of New York Mellon | $425.12bn |
| 3 | Morgan Stanley Private Bank, National Association | $250.43bn |
| 4 | Flagstar Bank, National Association | $87.71bn |
| 5 | Valley National Bank | $66.23bn |
| 6 | Bank of China | $48.52bn |
| 7 | Deutsche Bank Trust Company Americas | $40.53bn |
| 8 | Provident Bank | $25.65bn |
| 9 | OceanFirst Bank, National Association | $23.17bn |
| 10 | State Bank of India | $22.51bn |
| 11 | Apple Bank | $19.89bn |
| 12 | Bank of Baroda | $16.24bn |
| 13 | Safra National Bank of New York | $15.69bn |
| 14 | Dime Commercial Bank | $15.03bn |
| 15 | Popular Bank | $15.03bn |
Largest CRE Books, Headquartered in New York
Same population as the assets table above — not branch presence, which would seat a national bank's entire balance sheet here on the strength of a single branch. Ranked by current-quarter investor CRE loans (construction, multifamily, non-owner-occupied commercial), $100 million floor.
| # | Institution | CRE book |
|---|---|---|
| 1 | Flagstar Bank, National Association | $32.76bn |
| 2 | Valley National Bank | $22.66bn |
| 3 | Provident Bank | $11.77bn |
| 4 | OceanFirst Bank, National Association | $8.63bn |
| 5 | ConnectOne Bank | $7.12bn |
| 6 | Morgan Stanley Private Bank, National Association | $6.84bn |
| 7 | Apple Bank | $6.82bn |
| 8 | Dime Commercial Bank | $5.97bn |
| 9 | Popular Bank | $5.64bn |
| 10 | Israel Discount Bank of New York | $4.13bn |
| 11 | Columbia Bank | $4.09bn |
| 12 | Deutsche Bank Trust Company Americas | $3.96bn |
| 13 | Kearny Bank | $3.68bn |
| 14 | Metropolitan Commercial Bank | $3.22bn |
| 15 | Peapack Private Bank & Trust | $3.15bn |
9 money-center/specialty charters excluded from population, same list as the state CRE-size pages.
Largest Banks in New York, by Deposits
Institutions with at least one New York branch. Ranked by deposits actually booked at a New York office — real local presence, unlike the assets table above.
| # | Institution | New York deposits | New York branches | Largest office |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | $959.49bn | 662 | 76% |
| 2 | The Bank of New York Mellon | $227.67bn | 5 | 98% |
| 3 | Bank of America, National Association | $179.88bn | 339 | 39% |
| 4 | Citibank, National Association | $113.10bn | 223 | 19% |
| 5 | HSBC Bank USA, National Association | $106.16bn | 8 | 94% |
| 6 | TD Bank, National Association | $90.10bn | 363 | 2% |
| 7 | Wells Fargo Bank, National Association | $69.84bn | 237 | 38% |
| 8 | Valley National Bank | $37.58bn | 166 | 34% |
| 9 | Flagstar Bank, National Association | $36.52bn | 149 | 20% |
| 10 | Capital One, National Association | $33.42bn | 98 | 23% |
| 11 | PNC Bank, National Association | $30.90bn | 126 | 41% |
| 12 | Deutsche Bank Trust Company Americas | $30.41bn | 1 | 100% |
| 13 | Santander Bank, N.A. | $23.38bn | 139 | 12% |
| 14 | Webster Bank, National Associationnow Santander Bank, N.A. | $22.84bn | 70 | 60% |
| 15 | Manufacturers and Traders Trust Company | $21.37bn | 151 | 27% |
Goldman Sachs Bank USA reports $226.11B of deposits at 2 New York-area offices and is not ranked here. Morgan Stanley Private Bank, National Association reports $212.45B of deposits at 1 New York-area office and is not ranked here. JPMorgan Chase Bank, National Association: $727.2B of its New York deposits are booked at a single New York office; its other 661 New York branches hold $232.3B. Webster Bank, National Association (now Santander Bank, N.A.): $13.7B of its New York deposits are booked at a single Floral Park office; its other 69 New York branches hold $9.1B. Webster Bank, National Association became part of Santander Bank, N.A. in August 2026; combined they held $46.22B of New York deposits at June 2025. Deposits are as FDIC reports them, by the office where they are booked - not necessarily where the underlying relationship or customer is.
Banks With the Most New York Branches
Same population as the deposits table above, ranked by branch count.
| # | Institution | New York branches | New York deposits |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | 662 | $959.49bn |
| 2 | TD Bank, National Association | 363 | $90.10bn |
| 3 | Bank of America, National Association | 339 | $179.88bn |
| 4 | Wells Fargo Bank, National Association | 237 | $69.84bn |
| 5 | Citibank, National Association | 223 | $113.10bn |
| 6 | Citizens Bank, National Association | 172 | $20.04bn |
| 7 | Valley National Bank | 166 | $37.58bn |
| 8 | Manufacturers and Traders Trust Company | 151 | $21.37bn |
| 9 | Flagstar Bank, National Association | 149 | $36.52bn |
| 10 | Santander Bank, N.A. | 139 | $23.38bn |
| 11 | Provident Bank | 134 | $17.87bn |
| 12 | PNC Bank, National Association | 126 | $30.90bn |
| 13 | Capital One, National Association | 98 | $33.42bn |
| 14 | Apple Bank | 81 | $14.68bn |
| 15 | Webster Bank, National Associationnow Santander Bank, N.A. | 70 | $22.84bn |
Goldman Sachs Bank USA reports $226.11B of deposits at 2 New York-area offices and is not ranked here. Morgan Stanley Private Bank, National Association reports $212.45B of deposits at 1 New York-area office and is not ranked here. Webster Bank, National Association became part of Santander Bank, N.A. in August 2026; combined they held 209 New York branches at June 2025.
What does this mean for CRE borrowers?
Bank size, deposits, and local branch presence are useful indicators of an institution's scale and footprint in New York, but they don't tell you a bank's CRE lending appetite, property-type focus, or how it prices a deal like yours. A bank near the top of these lists may not lend on your property type at all; a bank you've never heard of may be exactly the right fit. Use Lender Compass to identify lenders based on property type, loan type, geography, and other deal characteristics — not bank size alone.
Sources & methodology
Geography: the New York-Newark-Jersey City MSA (FDIC MSA code 35620) — not statewide, not a hand-assembled county list. Every branch and institution figure above is scoped to this MSA using FDIC's own MSA classification.
Assets and CRE book tables use institutions whose main office is registered in the New York MSA, not merely a branch — a bank's total assets or CRE book has no geographic allocation to a single branch, so a branch-presence population would seat a national bank's entire balance sheet here on the strength of one office. Active institutions only, checked against FDIC's current status, not a fixed list — a bank that merges away next quarter drops out automatically.
Deposits and branch-count tables use any institution with a New York branch, since FDIC's Summary of Deposits survey specifically allocates deposits to the office where they're booked — the one figure that genuinely reflects local presence. Recently-merged institutions are shown under their prior charter with the successor named, since the historical New York presence is real regardless of what happened to the charter since; when the successor also lands in the same table, a note states the combined figure.
CRE book means investor commercial real estate loans — construction & land development, multifamily (5+ unit residential), and non-owner-occupied commercial property — per FDIC Call Report Schedule RC-C. It excludes owner-occupied CRE, which is reported separately and generally reflects a business's own real estate rather than third-party lending.