Explore the banking institutions serving the Baltimore commercial real estate market. The rankings below use FDIC data to compare institutions by assets, deposits, branch presence, and CRE lending — not by CRE lending activity itself, which FDIC data can only establish for banks actually headquartered here.
Largest Banking Institutions in Baltimore, by Assets
Institutions headquartered in the Baltimore metro. Ranked by total (bank-wide) assets — not a measure of Baltimore-specific size, which FDIC data can't establish (see Sources).
| # | Institution | Total assets |
|---|---|---|
| 1 | CFG Bank | $6.12bn |
| 2 | Rosedale Bank | $1.36bn |
| 3 | Farmers and Merchants Bank | $0.87bn |
| 4 | BayVanguard Bank | $0.87bn |
| 5 | Harford Bank | $0.78bn |
| 6 | The Queenstown Bank of Maryland | $0.73bn |
| 7 | Arundel Bank | $0.49bn |
| 8 | The Bank of Glen Burnie | $0.39bn |
| 9 | The Harbor Bank of Maryland | $0.38bn |
| 10 | Eastern Savings Bank, FSB | $0.34bn |
| 11 | Jarrettsville Federal Savings and Loan Association | $0.17bn |
| 12 | The Glen Burnie Mutual Savings Bank | $0.10bn |
| 13 | Homewood Federal Savings Bank | $0.07bn |
Largest CRE Books, Headquartered in Baltimore
Same population as the assets table above — not branch presence, which would seat a national bank's entire balance sheet here on the strength of a single branch. Ranked by current-quarter investor CRE loans (construction, multifamily, non-owner-occupied commercial), $100 million floor.
| # | Institution | CRE book |
|---|---|---|
| 1 | CFG Bank | $1.71bn |
| 2 | Rosedale Bank | $0.36bn |
| 3 | Farmers and Merchants Bank | $0.34bn |
| 4 | BayVanguard Bank | $0.34bn |
| 5 | Harford Bank | $0.19bn |
| 6 | The Queenstown Bank of Maryland | $0.12bn |
| 7 | Eastern Savings Bank, FSB | $0.11bn |
| 8 | The Harbor Bank of Maryland | $0.11bn |
9 money-center/specialty charters excluded from population, same list as the state CRE-size pages.
Largest Banks in Baltimore, by Deposits
Institutions with at least one Baltimore branch. Ranked by deposits actually booked at a Baltimore office — real local presence, unlike the assets table above.
| # | Institution | Baltimore deposits | Baltimore branches | Largest office |
|---|---|---|---|---|
| 1 | Bank of America, National Association | $28.07bn | 61 | 50% |
| 2 | Manufacturers and Traders Trust Company | $22.25bn | 90 | 40% |
| 3 | PNC Bank, National Association | $10.02bn | 54 | 34% |
| 4 | Truist Bank | $9.91bn | 57 | 28% |
| 5 | Wells Fargo Bank, National Association | $7.66bn | 45 | 25% |
| 6 | CFG Bank | $4.81bn | 3 | 95% |
| 7 | First National Bank of Pennsylvania | $3.13bn | 24 | 10% |
| 8 | Atlantic Union Bank | $2.17bn | 11 | 17% |
| 9 | Capital One, National Association | $2.10bn | 9 | 39% |
| 10 | Shore United Bank, National Association | $1.53bn | 13 | 25% |
| 11 | Fulton Bank, National Association | $1.21bn | 11 | 31% |
| 12 | Rosedale Bank | $1.02bn | 15 | 21% |
| 13 | JPMorgan Chase Bank, National Association | $1.00bn | 30 | 8% |
| 14 | Farmers and Merchants Bank | $0.75bn | 9 | 39% |
| 15 | Orrstown Bank | $0.69bn | 7 | 31% |
Deposits are as FDIC reports them, by the office where they are booked - not necessarily where the underlying relationship or customer is.
Banks With the Most Baltimore Branches
Same population as the deposits table above, ranked by branch count.
| # | Institution | Baltimore branches | Baltimore deposits |
|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 90 | $22.25bn |
| 2 | Bank of America, National Association | 61 | $28.07bn |
| 3 | Truist Bank | 57 | $9.91bn |
| 4 | PNC Bank, National Association | 54 | $10.02bn |
| 5 | Wells Fargo Bank, National Association | 45 | $7.66bn |
| 6 | JPMorgan Chase Bank, National Association | 30 | $1.00bn |
| 7 | First National Bank of Pennsylvania | 24 | $3.13bn |
| 8 | Rosedale Bank | 15 | $1.02bn |
| 9 | Shore United Bank, National Association | 13 | $1.53bn |
| 10 | Atlantic Union Bank | 11 | $2.17bn |
| 11 | Fulton Bank, National Association | 11 | $1.21bn |
| 12 | WesBanco Bank, Inc. | 10 | $0.66bn |
| 13 | Farmers and Merchants Bank | 9 | $0.75bn |
| 14 | Capital One, National Association | 9 | $2.10bn |
| 15 | BayVanguard Bank | 8 | $0.40bn |
What does this mean for CRE borrowers?
Bank size, deposits, and local branch presence are useful indicators of an institution's scale and footprint in Baltimore, but they don't tell you a bank's CRE lending appetite, property-type focus, or how it prices a deal like yours. A bank near the top of these lists may not lend on your property type at all; a bank you've never heard of may be exactly the right fit. Use Lender Compass to identify lenders based on property type, loan type, geography, and other deal characteristics — not bank size alone.
Sources & methodology
Geography: the Baltimore-Columbia-Towson MSA (FDIC MSA code 12580) — not statewide, not a hand-assembled county list. Every branch and institution figure above is scoped to this MSA using FDIC's own MSA classification.
Assets and CRE book tables use institutions whose main office is registered in the Baltimore MSA, not merely a branch — a bank's total assets or CRE book has no geographic allocation to a single branch, so a branch-presence population would seat a national bank's entire balance sheet here on the strength of one office. Active institutions only, checked against FDIC's current status, not a fixed list — a bank that merges away next quarter drops out automatically.
Deposits and branch-count tables use any institution with a Baltimore branch, since FDIC's Summary of Deposits survey specifically allocates deposits to the office where they're booked — the one figure that genuinely reflects local presence. Recently-merged institutions are shown under their prior charter with the successor named, since the historical Baltimore presence is real regardless of what happened to the charter since; when the successor also lands in the same table, a note states the combined figure.
CRE book means investor commercial real estate loans — construction & land development, multifamily (5+ unit residential), and non-owner-occupied commercial property — per FDIC Call Report Schedule RC-C. It excludes owner-occupied CRE, which is reported separately and generally reflects a business's own real estate rather than third-party lending.