Lender Compass
Navigating you to the right capital
The engine screens 2,600+ banks, debt funds, agencies, and life companies against your exact parameters — and returns a ranked top 20 with direct lender contacts. In seconds, not weeks.
Every figure here is a live count from the lender table your match runs against — debt sources only, from community banks to CMBS desks.
Local banks and credit unions lend close to home, so where they sit matters. Darker states carry more local lenders — and every state is also reached by the nationwide lenders in the database.
Shading reflects how many local lending institutions are based in each state, not everywhere they lend — a bank headquartered in one state often lends across neighbouring markets, and the matching engine accounts for that. Nationwide lenders have no single location and are not shown here.
Answer a few questions about the deal and get a ranked sourcing list, generated live against the full lender database.
Run a match →A plain-language breakdown of Bank, Debt Fund, CMBS, Life Insurance, and Agency financing — and who each one is really for.
Read the guide →Add your firm to the database so borrowers sourcing capital can find you. Submissions are reviewed before going live.
Create your profile →The full database never leaves the server. You describe the deal, the matching engine filters and ranks against every record, and only the lenders who fit come back.
Property type, loan amount, location, performance, and the attribute that matters most to you — rate, leverage, recourse, or speed.
Hard filters remove lenders who can’t do the deal: wrong geography, wrong size, wrong capital type, wrong stabilization profile.
The survivors are ranked by your priority, with local relationship banks boosted and no capital type allowed to crowd out the rest.
PRIVATE BY DESIGN — your deal profile filters the database; the database is never exposed to you or anyone else.
One entry from a sourcing list — the same card the engine renders for each lender in your ranked top 20. Figures below are illustrative.
Why it's ranked there is shown on every card — loan size, geography, property type and relationship fit, so you can judge the reasoning rather than trust a score. Contact details are supplied by the institution or verified by us; where a contact is being re-confirmed, the card says so rather than guessing.
Five capital types quote most of the market. Each one trades rate, leverage, recourse, and flexibility differently — the guide breaks down when each is the right starting point.
| Capital type | Best fit | Signature strength | The trade-off |
|---|---|---|---|
| Bank | Transitional or stabilized | Most versatile — flexible terms, higher leverage, prepay flexibility | Full-recourse guaranty and deposits typically required |
| Debt Fund | Value-add / transitional | Structured around the business plan; non-recourse, fast closes | Highest rates and fees of any capital source |
| CMBS | Stabilized, long hold | Non-recourse, high-leverage cash-out on trailing NOI | Very inflexible prepayment and loan documents |
| Life Insurance | Stabilized, long hold | Lowest rates in market; no fees, easy servicing | Lowest leverage; strictest underwriting of the bunch |
| Agency | Stabilized multifamily | Competitive rates, IO periods, cash-out refis | Multifamily only; yield-maintenance prepay |
Answer a few questions about the deal. We'll filter the database to lenders who plausibly fit, then rank them by what matters most to you.
Fill out the deal profile on the left and run a match. Results are generated live against the full lender database — debt sources only, equity providers excluded from this version.
Submit your firm's current lending parameters to be added to the Lender Compass database. Submissions are reviewed by our team before going live — fields left blank can be filled in later.
Select the areas where your firm is most competitive.
Which property classes will your firm lend on?
Select every property type your firm will currently consider.
Where will your firm currently lend?